Lifetime Cover

Pet insurance designed with your vet, built around trust

Complete cover for unexpected illness and injury, with claims handled directly through our practice. Simple, transparent, and always in your pet's best interest.

Pet Proactive logo In partnership with Pet Proactive
Lifetime Cover
Single £100 Excess
Not per condition
Direct Vet Claims
No Claim Penalties
Dental Included*

Why Pet Insurance Matters

A vet's perspective on protecting your pet

At Wilson & Partners, we want to give every pet the best possible care. When something unexpected happens, the treatment your pet needs should never be limited by what you can afford at that moment. That is why we believe good insurance matters - it gives our vets the freedom to do their job properly, and gives you peace of mind.

Over the years, we have seen too many clients struggle with insurers who make the process difficult - unclear exclusions, claims that are only partly honoured, and premiums that rise sharply just when cover is needed most. We chose to partner with Pet Proactive because they share our values: transparency, simplicity, and putting your pet first. Their policies are designed around how vet practices actually work - you claim through our practice, and they settle directly with us.

£750+
Typical cost of treating acute haemorrhagic gastroenteritis
£1.5k+
Typical cost of foreign body surgery
£2k
Typical annual cost of managing diabetes
£1.8k
Typical annual cost of cardiac case management
1 in 3
Pets need unexpected vet treatment each year
£4k+
Average referral cost for cruciate ligament surgery
£100
Single annual excess, regardless of conditions or claims Unlike most insurers, Pet Proactive charge one flat excess per year - not per condition. No matter how many times your pet needs treatment.

Choose Your Cover

Three simple plans from Pet Proactive, designed with Wilson & Partners in mind, giving you and your vet the freedom to do what is best for your pet

Essentials
£0
annual vet fee limit
  • £500 complementary & behavioural
  • £150 prescription food allowance
  • Emergency treatment worldwide
  • £100 single annual excess
Get a Quote
Ultimate
£0
annual vet fee limit
  • £1,000 complementary & behavioural
  • £300 prescription food allowance
  • Emergency treatment worldwide
  • £100 single annual excess
Get a Quote

Pet Proactive offer lifetime cover but your pet must be under six to join. For an instant price, all they need is your mobile number.

How It Works

From quote to cover in four simple steps

1
Get a Quote
Visit our online portal. All you need is your mobile number to get an instant price.
2
Choose Your Plan
Pick Essentials, Deluxe or Ultimate to suit your pet's needs and your budget.
3
Exclusions Confirmed
Pet Proactive confirm what is not covered at the start of your policy, so you know exactly where you stand from day one.
4
You're Covered
Claim directly through Wilson & Partners. We submit it on your behalf, they settle it, you focus on your pet.

What's Covered

Complete protection for the unexpected

Included in Your Policy

  • Vet consultations for illness and injury
  • Surgery and hospitalisation
  • Diagnostic tests, scans and imaging
  • Prescribed medication
  • Specialist referrals to your policy limit
  • Dental illness and injury
  • Complementary therapies (e.g. physiotherapy)
  • Prescription diet food
  • Emergency treatment anywhere in the world

Not Included

  • Pre-existing conditions
  • Routine and preventative care (vaccinations, flea/worm treatment)
  • Breeding-related treatment
  • Cosmetic or elective procedures
  • Third-party liability
  • Non-prescribed diets and supplements

Looking for preventative care? Our Wilson Healthcare Plan covers vaccinations, flea and tick prevention, worm treatment and more from just £22/month. Insurance and the Healthcare Plan work perfectly together.

Already Insured Elsewhere?

Pet insurance is different to car or home insurance. If your pet has been poorly, switching providers can be difficult because pre-existing conditions are rarely covered well. Pet Proactive's free switch check helps you decide whether to switch and if you can save money. Even if your pet has been poorly, they may cover their condition if it has been clear for 24 months.

Check If You Can Switch

Protect What Matters Most

Get an instant quote online. All you need is your mobile number. Do not wait until something goes wrong.

Get Your Quote Now

*Dental cover includes treatment for dental illness and injury, such as tooth fractures, periodontal disease and gingivitis. Routine dental procedures such as scale and polish are not covered.

Underwritten by HDI Global Specialty SE. Pet Proactive Ltd is an Appointed Representative of Pro MGA Solutions Ltd who are authorised and regulated by the Financial Conduct Authority under reference 770419. Pet Proactive is registered in England as Company Number 12307238. The Pet Proactive insurance product is not the same as the Wilson Healthcare Plan. Insurance covers unexpected illness and injury; the Healthcare Plan covers routine preventative care.